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Friday, February 10, 2012 5:41 AM

Common Short Sales Myths: Homes in Stockton

Common Short Sales Myths There is a lot of misinformation about short sales about short sales that prevent underwater home owners from getting the relief they need. It is important to consult with a real estate professional, tax attorney or CPA that is
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 1 Comments
Tuesday, February 07, 2012 4:34 AM

How to Buy a Home After A Short Sale or Foreclsure and Mortage Interest Rates

Foreclosures and short sales have affected 100’s of thousands of homeowners in the Stockton, Lodi market as well as the national market. Yesterday I had Alvin, one of my earlier clients that had done a short sale 31/2 years ago contacted me and
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Monday, February 06, 2012 5:35 AM

Stage Your Home and Short Sale for a Quick Sales In Stockton and Lodi

The condition of homes is extremely important and first impressions do count and that goes for short sales. Short sales many times have an advantage over foreclosures because of being in superior condition. Conventional sellers or better known as equity
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Saturday, February 04, 2012 11:09 AM

Homes For Sale in Stockton: A Decline in Foreclosures

Foreclosures comprise approximately 20 percent of homes for sale that closed escrow in the third quarter according to RealtyTrac a leading reporting company in the U.S. There has been a notable decline from the third quarter of 2010 when foreclosures
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Friday, February 03, 2012 4:28 PM

Homes For Sale in Stockton: The Year of the Short Sale

2012 is ramping up to be the year of the short sale in Stockton and San Joaquin County . I talk with homeowners daily that are faced with the choice of giving up everything they have worked for and making monthly payments on their home, even though they
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Monday, January 16, 2012 2:11 PM

Stockton Short Sales Avoiding Foreclosure

Avoiding Foreclosure is the main objective of most homeowners. Over 75% of those homes on the real estate market in Stockton are either short sales or foreclosures. Managing the foreclosure process is stressful and complicated. FACS and CHS designated
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments

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Sunday, January 15, 2012 7:29 AM

Homes in Stockton: Short Sales and The Buyers Advantage

One of the biggest problems we see in a short sale transaction is buyer education. Patience is one of the most important attributes of a buyer considering a short sale and this also includes the buyer’s real estate agent. The buyer’s agent
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Saturday, January 14, 2012 6:37 AM

Homes in Stockton: Mortage Interest Rate and Trends for January 2012

Searching for a mortgage lender with the right fit is extremely important for the first time homebuyer and for move up buyers. Rates are at an record lows and home values are flat making a perfect environment to purchase a home. Because there are so many
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Thursday, January 12, 2012 5:56 AM

Homes in Stockton: Assumable FHA Mortgage Loans

Most sellers don’t realize that one of the advantages of FHA mortgages is that they are assumable. When a seller wants to sell his home, a credit qualified home buyer can assume their FHA loan which is an advantage when they sell because when you
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Wednesday, January 11, 2012 4:22 AM

Stockton Home Buyers: FHA Home Loans

The FHA mortgage loan program is serving Stockton home buyers giving them the opportunity to purchase homes with as little as 3.5% down and record low home loan interest rates. It is one of the loans that serve first time home buyers and move up buyers.
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Friday, January 06, 2012 5:26 AM

Homes in Stockton: Mortgage Interest Rate Trends and Rates

Low mortgage rates likely to continue through 2012 The mortgage market did not live up to predictions from the experts for 2011. Record low interest rates for mortgages are the lowest in 40 years, but very few potential homebuyers took advantage of these
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 1 Comments
Thursday, January 05, 2012 5:20 AM

Homes-in-Stockton: Short Sales a Buying a New Home

Short Sales Can Benefit You When It’s time to Buy a New Home: Recently Fannie Mae has adopted policies loans associated to the time that is necessary before borrowers can show they have reestablished a satisfactory credit history after a short sale
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Wednesday, January 04, 2012 4:14 AM

Homes in Stockton: Short Sales and Your Tax Burden

My team recently received the following e-mail from a homeowner in Stockton: “ My wife and I are underwater in our mortgage we have not made payments in 3 months, I recently was cut back on my hours at work and it looks like I may lose my job. My
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Tuesday, January 03, 2012 5:25 AM

Homes in Stockton: Seller Financing for Home Loans

**Please leave a Comment Seller financing is difficult to find but it is out there and we don’t find a lot of this type financing available in Stockton. The seller assists the potential buyer in purchasing the home by lending the buyer either a
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Monday, January 02, 2012 7:20 AM

Homes in Stockton:Good news for Stockton Investors and homebuyers, flips are in. For FHA Buyers

Good news for Stockton Investors and homebuyers, flips are in. For the second year in a row, the Federal Housing Administration is extending a temporary waiver of its anti-flipping policy, meaning homebuyers using FHA financing for mortgage loans will
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
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