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Saturday, February 04, 2012 11:09 AM

Homes For Sale in Stockton: A Decline in Foreclosures

Foreclosures comprise approximately 20 percent of homes for sale that closed escrow in the third quarter according to RealtyTrac a leading reporting company in the U.S. There has been a notable decline from the third quarter of 2010 when foreclosures
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Tuesday, January 03, 2012 5:25 AM

Homes in Stockton: Seller Financing for Home Loans

**Please leave a Comment Seller financing is difficult to find but it is out there and we don’t find a lot of this type financing available in Stockton. The seller assists the potential buyer in purchasing the home by lending the buyer either a
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Monday, January 02, 2012 7:20 AM

Homes in Stockton:Good news for Stockton Investors and homebuyers, flips are in. For FHA Buyers

Good news for Stockton Investors and homebuyers, flips are in. For the second year in a row, the Federal Housing Administration is extending a temporary waiver of its anti-flipping policy, meaning homebuyers using FHA financing for mortgage loans will
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Thursday, December 22, 2011 7:34 AM

Homes in Stockton: Stay or Short Sell My Home, Short Sales in Stockton

Short selling your home can be a frustrating, confusing and a difficult decision to make. The Xpress Short Sale Group at PMZ Real Estate hopes that these results can assist you in making the best financial decision for you and your family. Over 75% of
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Thursday, December 22, 2011 5:01 AM

Homes in Stockton: How Does a Short Sale Affect Your Credit?

This question is asked very frequently by my clients with Homes in Stockton and involves a number of unique variables. The first thing to keep in mind is that the moment you are 30+ days behind on your mortgage payment, your mortgage lender has the right
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Tuesday, December 20, 2011 7:00 AM

Homes in Stockton: Why Would a Bank Say Yes to A Short Sale

With foreclosures on the rise in the US, banks are looking for any way they can to minimize their foreclosure losses. It more cost effective for your lender to agree to a short sale rather foreclose on a home. Short sales and foreclosures comprise much
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Monday, December 19, 2011 5:32 AM

Homes In Stockton: Do I have to pay the difference between what my house sells for and the amount I owe

Distressed homes in Stockton are the majority of homes listed for sale on the MLS and short sales have proved to be the answer for many homeowners. The question we get asked most often is, do I have to pay the difference between what my house sells for
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Monday, December 12, 2011 7:00 AM

Homes in Stockton: Short Sale and You

A real estate short sale is sometimes a complex transaction and an emotional one for both buyer and seller and requires a real estate team that is experienced and pays attention to detail. There are many ways to lose a home but signing away ownership
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Sunday, March 27, 2011 10:48 AM

Homes in Stockton: Marketing short Sales for Success

Are you underwater in your mortgage but want an alternative to foreclosure, a short sale just might be you answer? It is important to consider all of the ramifications when considering to short sale your home and it is important to align yourself with
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 1 Comments
Tuesday, March 22, 2011 7:53 AM

Homes in Stockton: Weekly Home Loan Interest Rate Survey

March 17 th survey indicates nationally interest rates for home loans have declined. Rates often reflect not only the ups and downs of the financial markets but also global distress. Fixed-rate rates are expected to be a little higher in the second half
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Tuesday, March 22, 2011 7:53 AM

Homes in Stockton: March Weekly Home Loan Interest Rate Survey

March 17 th survey indicates nationally interest rates for home loans have declined. Rates often reflect not only the ups and downs of the financial markets but also global distress. Fixed-rate rates are expected to be a little higher in the second half
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Tuesday, March 22, 2011 7:53 AM

Homes in Stockton: March Weekly Home Loan Interest Rate Update

March 17 th survey indicates nationally interest rates for home loans have declined. Rates often reflect not only the ups and downs of the financial markets but also global distress. Fixed-rate rates are expected to be a little higher in the second half
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Tuesday, March 22, 2011 7:53 AM

Homes in Stockton: March Home Loan Interest Rate Update

March 17 th survey indicates nationally interest rates for home loans have declined. Rates often reflect not only the ups and downs of the financial markets but also global distress. Fixed-rate rates are expected to be a little higher in the second half
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Friday, March 18, 2011 8:05 AM

Stockton Real Estate, Lodi Real Estate: How Can I Qualify for a Short Sale? Short Sale Success!

This is certainly a hard time for homeowners underwater in their mortgage but we are certainly gratified when we can help someone in dire need. Rosa and Jose came to us three months ago and they had not been able to pay their mortgage in almost a year
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Wednesday, March 16, 2011 8:04 AM

Homes in Stockton, Homes in Lodi: Why Avoid Foreclosure and Choose Short Sale?

A real estate short sale is sometimes a complex transaction and an emotional one for both buyer and seller and requires a real estate team that is experienced and pays attention to detail. There are many ways to lose a home but signing away ownership
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
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