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Friday, March 04, 2011 7:02 AM

IRS Eligible Homeowner Deductions a Huge Homeowner Savings

One of the advantages of owning a home is the tax deductions that come with homeownership. Many potential homeowners don’t realize the true cost of their home. It’s not just appreciation but the tax savings that can lower the cost of owning
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 2 Comments
Tuesday, February 22, 2011 5:19 AM

Homeowners Take Advantage of The IRS Home Mortgage Interest Income Tax Deduction

The IRS Home Mortgage Interest Income Tax Deduction It’s that time of year when our attention turns to filing our tax return and it’s important to learn about the benefits of home ownership and the tax deductions you are eligible for . When
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Tuesday, November 02, 2010 4:30 AM

The New Princple Reduction Program for Underwater Mortgages for Stockton Homeowners

The Federal government announced a new “ Principal Reduction Alternative ” (PRA) program and was added to the Home Affordable Modification Program (HAMP) effective October 1 st 2010 providing government incentives for lenders to reduce outstanding
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Thursday, October 21, 2010 5:07 AM

Bank of America is Resuming Foreclosures

Less than three weeks after suspending its foreclosure actions in all 50 states, Bank of America resumed its foreclosures in Stockton, California and nationwide. It is also expected that JPMorgan will also to resume foreclosures. Bankers and other lenders
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Tuesday, August 17, 2010 3:40 AM

FHA and Help for those Underwater in Their Mortgages

In an effort to help responsible homeowners who owe more on their mortgage than the value of their property, the U.S. Department of Housing and Urban Development today provided details on the adjustment to its refinance program which was announced earlier
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Monday, August 16, 2010 3:02 PM

California to Help Stockton and Lodi Unemployed Homeowners

More than 42,000 laid-off California homeowners are about to get a break. Starting Nov. 1, the government will help them make mortgage payments while they look for another job. Wednesday, the U.S. Treasury Department added $476.2 million to a $64 million
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 4 Comments
Monday, August 09, 2010 8:41 AM

Staging Your Home for a Quick Sale and the Highest Price

Home staging is a hot topic especially in today’s real estate market in Stockton and Lodi. Home staging is not just for those Stockton and Lodi doing a regular sale, it is very important for those doing a short sale. When doing a short sale you
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Saturday, August 07, 2010 6:26 AM

Finding Foreclosure Homes and How to Buy

Buying Foreclosure Properties for Investors and Homebuyers The purchase price for homes and the low interest rates makes foreclosure homes in California extremely attractive. Investors in real estate are able to purchase investment homes and actually
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Friday, August 06, 2010 4:20 AM

Foreclosure VS. Short Sale and Homeowner Consequences

There is a great deal of confusion among Stockton and Lodi home owners that are buried in their mortgages and are seeking relief. This posting should clear up some of the misconceptions regarding Foreclosures vs. short Sales and their effect on their
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 1 Comments
Thursday, August 05, 2010 5:13 AM

Qualifying for a Jumbo Mortgage Loan they are Available

Exciting news for the move up buyer and first time home buyer in Stockton and Lodi; jumbo mortgage loans are available and at very attractive interest rates. The lower purchase prices for Stockton Luxury homes are at an all time low and when combined
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Wednesday, August 04, 2010 4:47 AM

Stockton and Lodi Homeowners are Coming Back Into the Real Estate Market

Stockton and Lodi Homeowners have been patiently waiting for the real estate market to improve and we are seeing signs that these home owners are ready to sell. Will this pose a problem for a real estate market over burdened with short sales and foreclosure
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Monday, July 19, 2010 3:56 AM

Trends for Homes for sale in Stockton and Lodi

Good morning, the stats are in for the Stockton and Lodi Real Estate Market. Continued mortgage defaults, foreclosure homes are resulting in an increase in available homes for sale in California as well as homes for sale in Stockton and homes for sale
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Sunday, June 20, 2010 4:30 AM

Successful Short Sale Dateline Stockton, CA June 20, 2010

Great results! I ended the week with a successful close on a Wachovia short Sale in Stockton. Bob and Rose came to me 2 months ago with an adjustable rate mortgage (ARM) that was out pacing their income and growing families needs. They were under a great
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 3 Comments
Friday, June 11, 2010 7:45 AM

New Break Through for Short Sales and Loan Modification from Fannie Mae

Fannie Mae is putting together their own version of Making Home Affordable Foreclosure Alternatives (HAFA) program which will kickoff on August 1st 2010. Great news for borrowers underwater in their mortgages. A lot of the real estate for sale are short
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Wednesday, June 09, 2010 2:08 PM

New Policy on Short Sales at Bank of America will Effect Short Sale in Stockton and San Joaquin County

As many of you are aware doing short sales with bank of America has been difficult. Stockton has been ground zero for foreclosures and short sales. B of A is now taking the position that they want to liquidate as as many defaulted loans as possible before
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
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