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January 2011 - Posts

Monday, January 31, 2011 5:53 AM

Seel Your Home Avoid Foreclosure!

. There are alternatives to foreclosure. If you're falling behind on your monthly mortgage payments you are in danger of losing your home to foreclosure, you do have alternatives: It is possible to sell your home ahead of your lender before they foreclosure.
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Monday, January 31, 2011 5:32 AM

Short on Money for a Down Payment? Renters a Home is in Your Reach!

Short on Money for a Down Payment? Renters a Home is in Your Reach! One of the biggest problems for first time home buyers and move up buyer’s home buyers in Stockton and Lodi is finding the funds for a down payment and closing costs. A little known
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Monday, January 31, 2011 5:16 AM

Stockton and Lodi Ca Real Estate Makart Trends and Mortgage Interest Rates.

California Real Estate Market Trends Updated Monday, January 31, 2011 Listing Type Number Median Price Price Change from Dec Homes for Sale 230,412 $290,700 -10.5% New Homes 414 $329,900 -0.9% Foreclosures 249,037 $246,000 +0.4% Homes in Stockton and
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Saturday, January 29, 2011 9:45 AM

Sucess with a Short Sale: We Sold Our Home in Stockton, CA and Walked Away Debt Free

Economically times have been difficult for our family. Joanna and I got caught in a crises situation, I had lost my job after 32 years on the job and was let go. I was 56 years old and was having a difficult time finding a job. Our home in Stockton in
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Friday, January 28, 2011 8:45 AM

California Mortgage Applicants Have Highest Credit Scores

California Mortgage Applicants Have Highest Credit Scores By: Heather Hill Cernoch 01/19/2011 California mortgage applicants have the highest average credit scores in the nation, according to a state-by-state study conducted by Mortgage Marvel , a nationwide
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Wednesday, January 26, 2011 7:44 AM

Stockton Lodi Real Estate: Can an Investor Short Sale Their Investment Property?

Recently I have come into contact with several sellers who have inquired about doing a short sale on their investment property and they have substantial assets and a good income. Lee came to me several months ago and had 6 properties in the Brookside
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Monday, January 24, 2011 2:44 PM

Single Story For Sale in Manteca

• 1,572 sq. ft., 2 bath, 3 bdrm single story - MLS® $194,900 - Bargain Piced Great Value Manteca, San Joaquin County - The sellers have paid attention to detail in this well appointed hard to find 1 story 3 bedroom 2 bath home. This elegant home
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Monday, January 24, 2011 2:31 PM

Price Reduced on 1332 Deepwell Dr in Windmill Park

Windmill Park, Stockton - Announcing a price reduction on 1332 Deepwell Dr, a 3,868 sq. ft., 5 bath single story. Now MLS® $294,900 - Wow!!!!. Property information
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
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Friday, January 21, 2011 8:04 AM

Residential Real Estate Represents a Bargain When Compared to othe Investments

Here are four reasons to think residential real estate might represent a bargain, Homes in Lodi and homes in Stockton California are prime areas for home buyers and investors. Everyone hates homes. Homes are probably the most hated asset class in the
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Thursday, January 20, 2011 8:31 AM

Homes in Stockton: Thinking about buying a Home it’s time to get prepared for success

Buying opportunities in the Stockton Lodi Real Estate market are very attractive. The number of homes in Stockton and the number of homes in Lodi have increased which means less competition between buyers. Interest rates have again been trending down
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Tuesday, January 18, 2011 8:10 AM

Stockton Lodi Real Estate: Questions Answered About HAFA and Short Sale

HAFA For Homeowners Are you a home owner facing foreclosure? We may be able to help you through a mortgage modification or a Short Sale. Every day, we work with at-risk homeowners in Stockton, Lodi and surrounding communities to identify the best options
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 1 Comments
Tuesday, January 18, 2011 7:51 AM

Stockton Lodi Real Estate: Home Loan Interest Rate Trends for the Week of Jan 17th

Mortgage interest rates are trending down as well as purchase prices for homes in Stockton and homes in Lodi. With declining price and low interest rates home buyers are in an excellent position to purchase. Mortgage Rates Averages for the week of January
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Monday, January 17, 2011 6:24 AM

Stockton Lodi Rel Estate: How to Qualify for a Short Sale

Underwater in your mortgage and facing foreclosure, you can avoid foreclosure. If you can answer YES to the following 3 questions, it is probable you may qualify for a Short Sale. Is Your Home's Value less than your Mortgage? Comparable sales will
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Monday, January 17, 2011 4:57 AM

Lodi Real Estate: Homes in Lodi

There are plenty of options for home buyers relocating to Lodi; there is an excellent mix of homes in Lodi for sale. The inventory of available MLS on Metrolist and low interest rates is providing excellent opportunities for buyers and investors. Lodi
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Sunday, January 16, 2011 11:42 AM

Stockton Lodi Real Estate: Real Estate Market Trends

The news is in for the state of real estate in Stockton, Lodi and San Joaquin County for the month ending in December 2010. December is usually a slow month in Real Estate and the statistics show that. The number of Homes in Stockton and Homes in Lodi
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 2 Comments
Friday, January 14, 2011 10:34 AM

CHF Platinum FHA Loan Program half % Down

Absolutely a break through loan program for Stockton and Lodi Home buyers, .50% down payment, this will put home is reach of first time homebuyers · Loan Program supported by the National Homebuilder Fund · Down Payment as little as .50%
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 187 Comments
Friday, January 14, 2011 8:05 AM

Stockton Real Estate: Interest Rate Trends

Mortgage Rates Remain low and Stockton Real Estate and Lodi Real Estate home prices are at an all time low presenting buyers with great buying opportunities. When you apply for a mortgage, you are charged an interest rate. This It determines how much
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Tuesday, January 11, 2011 7:56 AM

Avoiding Foreclosure the Short Sale Solution

Short sales have become the dominate listings for homes in Stockton and Homes in Lodi for sale. A short sale occurs when the amount owed on your mortgage is more than the amount that the home can be sold for or its market value. Many of the areas home
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Monday, January 10, 2011 5:21 AM

Stockton Lodi Real Estate: Packaging and Submitting Your Short Sale Offer

After you receive an acceptable offer its time to package that offer and send it to your lender. We have a data base that lists specific lender requirements for a short sale. This is where experience counts. Our team’s first step is to be in touch
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Saturday, January 08, 2011 10:02 AM

Stockton and Lodi Real Estate: Foreclosure or Short Sale the Choice is Yours.

Your lender does not want to foreclose on your home. Many lenders are coming to the realization that permitting a short sale is much better than foreclosing. Lenders would much rather have you stay in your home maintain it and continue making your payments,
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Thursday, January 06, 2011 8:19 AM

Stockton Real Estate: Why do Banks Reject Short Sales?

Short sales are rapidly becoming the dominate listing in the Stockton and Lodi Real Estate market. The majority of the homes in Stockton for sale are short sales. Often these homes are in better condition than many of the foreclosures. Banks demand a
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Monday, January 03, 2011 5:28 PM

2 Story For Sale in Northwest Stockton

True Diamomd Move in Ready • 2,333 sq. ft., 3 bath, 4 bdrm 2 story - MLS® $210,000 - Price Reduced Northwest Stockton, Stockton - Come home to your own retreat. Photos do not do justice to this lovely and professionally decorated home. Gorgeous
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Monday, January 03, 2011 5:28 PM

Price Reduced on 2053 Autumn Oak Place in Northwest Stockton

Northwest Stockton, Stockton - Announcing a price reduction on 2053 Autumn Oak Place, a 2,333 sq. ft., 3 bath, 4 bdrm 2 story. Now MLS® $210,000 - Price Reduced. Property information
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Monday, January 03, 2011 5:23 PM

Price Reduced on 1780 Cocomo Pl in Manteca

Manteca, San Joaquin County - Announcing a price reduction on 1780 Cocomo Pl, a 1,572 sq. ft., 2 bath, 3 bdrm single story. Now MLS® $189,900 - Bargain Piced Great Value. Property information
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Sunday, January 02, 2011 6:33 AM

Stockton Real Estate: Mortgage Interest Deduction and Your 1040

Home Mortgage Interest April 15 th is just around the corner and most homeowners are thinking about filing their income tax return. An important benefit of owning your own home is the interest deduction and property tax deduction. These deductions can
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments