Are You a Stockton or Lodi Homeowner Facing Foreclosure
Are you a home owner facing foreclosure? We may be able to help you through a mortgage modification or a Short Sale. Every day, we work with at-risk homeowners in Stockton, Lodi and surrounding communities to identify the best options to help you through this difficult situation. | |
YOU MUST Meet the Basic Eligibility Criteria for HAMP/HAFA:
5 questions that you need to answer YES to in order to be eligible for HAFA:
Ø Is the property your Principal residence? E
Ø Is the mortgage in trouble your First lien that was originated before January 1, 2009? Ø Is your Mortgage delinquent or default or is it reasonably foreseeable? S Ø Is the unpaid principal balance no more than $729,750 (higher limits for two- to four-unit dwellings) * Single family home or properties with 1-4 units only? Ø Borrowers total monthly mortgage payment must exceed 31% of your current gross income (this includes: mortgage principal, interest, taxes, flood and hazard insurance, homeowners association fees) Y E S
If you answer yes to these 5 basic questions, please e-mail us at hlilly@pmz.com or call 209-479-9222 for your hardship alternative to foreclosure package. We are HAMP and Short Sale Certified. If you did not answer YES to all the questions, call us and see if there are any alternatives to foreclosure options available, there often are.
Stockton Neighborhoods: Brookside, Lincoln Village, Morada, Morada Ranch, Beck Ranch Spanos Park, West Spanos Park, Weston Ranch, Port of Stockton, UOP. Stockton and Lodi Zip codes: 95208, 05204, 95205, 95206, 95207, 92209, 95210, 95212, 95215, 95219, 95242. 95240 Real Estate Multiple Listings: Bank owned homes, Stockton and Lodi Foreclosures and REO’s, Homes in Stockton, Homes in Lodi, Stockton California Listings, Stockton MLS Listings, Lodi MLS Listings, Ca Real Estate, Home Buyers, Stockton Homes for Sale, Lodi Homes for Sale, Stockton Short Sales, Brookside homes for sale, Spanos park home for sale, West Spanos Parke Homes for sale, Old Morada, Golf Course homes, Luxury homes, waterfront homes, Country homes Lodi Short Sales, Stockton Short Sale Specialist, Lodi short Sale Specialist.
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