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October 2010 - Posts

Sunday, October 31, 2010 4:54 AM

Stockton Lodi Mortgage Interest Rates October 30th 2010

The latest interest rate for home loans present opportunities for Stockton and Lodi home buyers coupled with Stockton Real Estate. The interest rate your lender charges determines how much your monthly mortgage payments will be. The higher the interest
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Friday, October 29, 2010 4:52 AM

How to Know What is a Fair Offer for Your New Home

How to look at Comparable Properties Knowing whether an asking price is fair will be significant when you're ready to make an offer on a house. It will be even more important when your mortgage lender hires an appraiser to determine whether the house
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Thursday, October 28, 2010 3:16 PM

California and Stockton Lodi Mortgage Interest Rates for October 28th 2010

Mortgage Type Today Last Week Change 15 Year Fixed 3.913% 3.901% 0.012% 30 Year Fixed 4.450% 4.403% 0.047% 1 Year ARM 3.086% 3.088% -0.002% 3/1 Year ARM 3.170% 3.169% 0.001% 5/1 Year ARM 3.221% 3.218% 0.003% All rates and terms subject to change. Stockton
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Thursday, October 28, 2010 9:16 AM

Homes in Stockton and California: 11 months Increasing Home Prices

What Home Buyers and Sellers Should know about the Real Estate Market • The median price of an existing, single-family detached home sold in California during September was $309,900, down 2.7 percent from August’s $318,660 median price, but
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Wednesday, October 27, 2010 6:16 AM

How to Do winning Short Sale or what Not to Do

Short sales are complicate and if not package right they are subject to failure and existing mortgage holders will reject the offer. Experience counts more than ever in this real estate market. Robert and Mary from Stockton California application for
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Wednesday, October 27, 2010 5:23 AM

Stockton and Lodi Homes for Sale Affordability Index Lowest since 1969

Stockton and Lodi first-time home buyers, existing homes owners wanting to buy and sell to larger and more expensive homes or to downsize to smaller properties, now is the time to do so. According to the new Beacon Economics Home Affordability Index homes
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Tuesday, October 26, 2010 7:31 AM

Existing Home Sales in Stockton, Lodi and Californa on the Rise

October 26, 2010—Existing-home sales rose again in September 2010, affirming that a sales recovery has begun, according to the National Association of Realtors. Existing-home sales, which are completed transactions that include single-family, townhomes,
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Tuesday, October 26, 2010 3:33 AM

Interest Rates for Stockton and Lodi Home Loans

Finding the right mortgage for Stockton and Lodi Homebuyers is the important step in you searches for a new home. Most sellers will not a look at your offer without a prequalification letter. It can be confusing for a homebuyer to pick the best type of
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 229 Comments
Monday, October 25, 2010 12:38 PM

Wells Fargo Interest Rates for Conventional and FHA 30 Year Fixed Rate Mortgages

Mortgage rates for California and Stockton continue to decline. Home buyers are in a win win situation, purchase prices are down and interest rates are the lowest in 50 years. Wells Fargo Interest Rates for October 25, 2010 Loans up to $417,000 Rate APR
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Monday, October 25, 2010 7:37 AM

Refinancing Help for Stockton Homeowners From the FHA

Mortgage refinancing opportunities have been difficult for home owners in Stockton and Lodi Real Estate market leading many homeowners to look at other alternatives to avoid foreclosure. Refinancing options may be available for certain homeowners who
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Monday, October 25, 2010 4:03 AM

Real Estate Market Trends in Lodi: Homes sold, Homes for Sale in Lodi

Monthly Activity Monthly Averages 284 93 60 79 $309,000 $244,000 $135 73 days For Sale New Listings Sold Pended Active Price Sold Price Price/SF Days on Market This graph shows the number of homes sold and homes for sale each month in Lodi for the past
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Saturday, October 23, 2010 11:02 AM

Current Mortgage Interest Rates and Lender's Requirement for Loan Approval

Contrary to popular belief lenders are eager to make mortgage loans to home buyers and they will compete for you business. Because of the current economic environment mortgage lenders standards are much higher and you will be asked to extensively document
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 1 Comments
Thursday, October 21, 2010 5:07 AM

Bank of America is Resuming Foreclosures

Less than three weeks after suspending its foreclosure actions in all 50 states, Bank of America resumed its foreclosures in Stockton, California and nationwide. It is also expected that JPMorgan will also to resume foreclosures. Bankers and other lenders
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Wednesday, October 20, 2010 5:41 PM

5 Tips from The Feder Reserve to Avoid Foreclosure Scams

Work only with a nonprofit, HUD-approved counselor. If you are looking for help to prevent foreclosure , be sure the counseling agency is on the Department of Housing and Urban Development's list of approved agencies. Visit HUD's website for an
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Wednesday, October 20, 2010 8:48 AM

Alternatives to Foreclosure

Avoiding foreclosure is the primary focus for most homeowners with distressed and underwater mortgages and all option should be weighed before making a decision to short sale or go through foreclosure. One of the most important steps a homeowner facing
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Tuesday, October 19, 2010 12:02 PM

Single Story For Sale in Lathrop

Excellent Location • 1,714 sq. ft., 3 bath, 4 bdrm single story - MLS® $159,200 - Valued Price Lathrop, San Joaquin County - Wachovia Short Sale. Welocome home to this cozy 4 bedroom 3 bath home in Lathrop. Seperate familyroom, livingroom, eat
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
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Tuesday, October 19, 2010 12:02 PM

Price Reduced on 795 Saint Andrews in Lathrop

Lathrop, San Joaquin County - Announcing a price reduction on 795 Saint Andrews, a 1,714 sq. ft., 3 bath, 4 bdrm single story. Now MLS® $159,200 - Valued Price. Property information
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
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Monday, October 18, 2010 7:17 AM

How to Avoid Foreclosure: Foreclosure and Much More.

Thousands of homeowners in Stockton, Lodi and California find themselves in the position of facing foreclosure on their distressed home loans. The federal government and state lawmakers are trying to create avenues to relieve distressed homeowners to
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Sunday, October 17, 2010 8:48 AM

Qualifying for a FHA or Conventional Home Loan the Process

Pre-qualifying for a home loan is the most important step in the home buying process. It will let you know what you will qualify for, montly payment, fees and expenses. Interest rate are the lowest in over40 years averaging 4.19% for a 30 year fixed rate
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 3 Comments
Sunday, October 17, 2010 8:43 AM

Stockton, Lodi, Manteca, Lathrop, Tracy and San Joaquin Real Estate Market News and Statistics

We often call the number of homes on the market inventory, but it much more than that. It represents the hopes and dreams of home buyers and home sellers in Stockton, Lodi and San Joaquin County; often the most important decision of their financial life.
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Saturday, October 16, 2010 12:53 PM

Price Reduced on 6320 Steamboat Cove Ct in Brookside

Brookside, Stockton - Announcing a price reduction on 6320 Steamboat Cove Ct, a 3,492 sq. ft., 4 bath, 5 bdrm single story. Now MLS® $415,558 - Hard to Believe. Property information
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 1 Comments
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Saturday, October 16, 2010 12:16 PM

2 Story For Sale in Brookside

Great Brookside Gated Location • 1,838 sq. ft., 3 bath, 3 bdrm 2 story - MLS® $242,000 - Bargain Priced Brookside, Stockton - Brookside a tradition of quality at an affordable price in a gated community. Now is a great time to invest in your
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
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Saturday, October 16, 2010 12:16 PM

Price Reduced on 4810 Timepiece Cir in Brookside

Brookside, Stockton - Announcing a price reduction on 4810 Timepiece Cir, a 1,838 sq. ft., 3 bath, 3 bdrm 2 story. Now MLS® $242,000 - Bargain Priced. Property information
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
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Saturday, October 16, 2010 9:00 AM

Stockton Real Estate Market Activity and Trends

Monthly Activity Monthly Averages 1313 679 339 598 $191,000 $149,000 $85 55 days For Sale New Listings Sold Pended Active Price Sold Price Price/SF Days on Market This graph shows the number of homes sold and homes for sale each month in Stockton for
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Saturday, October 16, 2010 8:51 AM

Home Buyers are at An Advantage in Todays Real Estate Market

Buying a home is one of the biggest decisions - both financially and emotionally that you will make in your lifetime and it is important to assemble the right team to help you through the process. The Stockton and Lodi real estate market is experiencing
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 4 Comments
Friday, October 15, 2010 7:18 AM

Mortgage Interest Rate the Lowest Since 1971

Not all news is bad in the housing market the halt by some banks in processing home foreclosures will not affect short sales and many foreclosures. Short sales are looking better all the time for home buyers. They are usually in better condition than
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Friday, October 08, 2010 7:06 AM

Mortgage Interest Rate Trends for Jumbo, FHA and Conventional loans

The Stockton real estate market has been blessed with low interest rates; some of the lowest in 50 years. What does this mean to the home buyer? The opportunity to qualify for the home you really want and for first time homebuyer’s home ownership
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Thursday, October 07, 2010 6:40 AM

Stockton's Real Estate Forecast for 2011

California‘s forecast for home sales in 2011: California will see increases in both the median purchase price of homes for sale and the number of homes sold. The median price for homes for sale will increase to $306,500 in 2010 and will increase
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Wednesday, October 06, 2010 9:31 AM

Wachovia and Wells Fargo Short Sales

Wells Fargo has become more involved with Wachovia and recently Wells Fargo announced they proceed with foreclosures and not offer extensions on its approved short sales and they will no longer postpone a planned auction for its portfolio loans. If a
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Wednesday, October 06, 2010 9:31 AM

Wachovia and Wells Fargo Short Sales in Stockton

Wells Fargo has become more involved with Wachovia and recently Wells Fargo announced they proceed with foreclosures and not offer extensions on its approved short sales and they will no longer postpone a planned auction for its portfolio loans. If a
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Tuesday, October 05, 2010 7:07 AM

FHA Loans Vs. Conventional Loans

Contrary to news reports mortgage lender are making loans. FHA loans are one of the most popular forms of home financing in Stockton and Lodi. I often get asked to compare FHA loan versus a conventional loan, one of the key differences is the amount of
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments