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August 2010 - Posts

Tuesday, August 31, 2010 5:16 AM

Mortgage Modification, Forclosure Scams are on the Rise Don't be Taken Advantage of!

Are you facing the threat of losing your home through foreclosure? In almost 30 years in real estate I have seen with each down turn in housing scam artists developing worthless products to take advantage of homeowner’s misfortunes. Be wary of individuals
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Wednesday, August 25, 2010 6:36 AM

The Key to a Successful Short Sale

A t should you price you short sale at? The bank is going to do their own analysis of the sale price and market data. The list price of a short sale home usually has very little to do with the actual purchase price a bank may allow. That is why is so
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 1 Comments
Tuesday, August 24, 2010 5:23 AM

Short Sales VS Foreclosure Homes in Stockton

Short sale is a dirty word to many sellers and it doesn’t have to be, if handled in a detailed and systematic way. The success of a short sale has a lot to do with your short sale team: Realtor, financial advisor and the way it is packaged. Many
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Thursday, August 19, 2010 4:54 AM

How to Buy a Home in Stockton: Rent VS. Buy

The question comes up all the time in my Real Estate practice: is it better to buy or rent? Buying a home is a big decision and it takes careful preparations. The first step is assembling you home buying team, because buying a home is a team sport. The
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Thursday, August 19, 2010 4:15 AM

Stockton Events: Fun Food and Music

Things to do on a Thursday night in Stockton: Visit a Stockton treasure, the Haggin Museum’s hosts every 1 st and 3 rd Thursdays with complimentary food and drink from 5 to 9 PM. Learn about Stockton’s heritage. This is one of the greatest
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Wednesday, August 18, 2010 5:10 AM

You Can Qualify for an FHA Mortgaage after Court Judgements, Collections, Bankruptcy and Foreclosure

The economy has been tough on many potential homebuyers and Stockton and Lodi is no exception. Many of my clients ask me how I can qualify for a loan to buy a home after they have gone through Judgment, Collection, Bankruptcy or Foreclosure. The FHA loan
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Wednesday, August 18, 2010 4:45 AM

The University Ranked in the Top 100 Universities in the United States

U.S. News and world Report ranking the top 100 colleges in the United States has ranked The University of the Pacific in Stockton, California in the top 100, another great reason to live and work in Stockton. UOP was ranked in the same group as Harvard,
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 1 Comments
Tuesday, August 17, 2010 4:11 AM

Stockton Events: Concert in the Park Family Friends and Music

Join Stockton family and friends at a Stockton tradition for 57 years Concerts in the Park. I have been going there for 10 years and meet a group of 10 other couples for music, a picnic supper. The City of Stockton in partnership concerned citizens and
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Tuesday, August 17, 2010 3:40 AM

FHA and Help for those Underwater in Their Mortgages

In an effort to help responsible homeowners who owe more on their mortgage than the value of their property, the U.S. Department of Housing and Urban Development today provided details on the adjustment to its refinance program which was announced earlier
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Monday, August 16, 2010 3:02 PM

California to Help Stockton and Lodi Unemployed Homeowners

More than 42,000 laid-off California homeowners are about to get a break. Starting Nov. 1, the government will help them make mortgage payments while they look for another job. Wednesday, the U.S. Treasury Department added $476.2 million to a $64 million
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 4 Comments
Monday, August 16, 2010 6:03 AM

New Dining Experience in Stockton, The Midetown Creperie & Cafe

Jeanne and I had a great dining experience at the Midtown Creperie & Cafe located on the up and coming Miracle Mile in Stockton. I was really dismayed when one of my favorite restaurants closed, The Taste of Brittany. But the owners of Midtown have
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Monday, August 16, 2010 5:43 AM

Foreclosure Fears and Short Sale Success, Knowledge is Power

If you are currently behind on your monthly mortgage payments you may have thought about just letting your property go into foreclosure and that maybe the worst decision you can make. There are other solutions to avoid foreclosure and suffer destructive
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Friday, August 13, 2010 5:20 AM

FHA Home Loans for 1st time Buyers and those in Search of Their Dream Home

FHA loans are attractive homes loans for first time buyers as well as those searching for their dream home Stockton and Lodi home purchases. The majority of real estate home buyers in Stockton and Lodi rely on government loans such as FHA. Some of the
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Friday, August 13, 2010 5:02 AM

Stockton Weekend Events for the Weekend of August 13th to August 15th 2010, Fun, Food and Fashion

Stockton, California has a rich history come join us in celebrating the regions great food, the arts and events. Are you a wine lover- we have it, do you love foods from around the world-we have it. Stroll along our water ways, farmers markets and over
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Wednesday, August 11, 2010 8:30 AM

Bad Credit and Mortgage Loans, There is Hope for Home Buyers with Poor Credit

You Can become a Homeowner with Bad Credit Making rent payments is not going to enhance your financial health. Owning a home is one of the first steps in securing you future. Future home buyers with less than perfect credit can still buy a home, regardless
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Tuesday, August 10, 2010 9:54 AM

Avoid Deadly 1st Time Buyer Mistakes

If you find yourself in the market to purchase a home for the first time it is imperative that you educate yourself on the process. And an experienced Realtor and mortgage lender can help you with the process and you will avoid many of the most common
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Monday, August 09, 2010 8:41 AM

Staging Your Home for a Quick Sale and the Highest Price

Home staging is a hot topic especially in today’s real estate market in Stockton and Lodi. Home staging is not just for those Stockton and Lodi doing a regular sale, it is very important for those doing a short sale. When doing a short sale you
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Saturday, August 07, 2010 6:26 AM

Finding Foreclosure Homes and How to Buy

Buying Foreclosure Properties for Investors and Homebuyers The purchase price for homes and the low interest rates makes foreclosure homes in California extremely attractive. Investors in real estate are able to purchase investment homes and actually
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Friday, August 06, 2010 4:20 AM

Foreclosure VS. Short Sale and Homeowner Consequences

There is a great deal of confusion among Stockton and Lodi home owners that are buried in their mortgages and are seeking relief. This posting should clear up some of the misconceptions regarding Foreclosures vs. short Sales and their effect on their
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 1 Comments
Thursday, August 05, 2010 5:13 AM

Qualifying for a Jumbo Mortgage Loan they are Available

Exciting news for the move up buyer and first time home buyer in Stockton and Lodi; jumbo mortgage loans are available and at very attractive interest rates. The lower purchase prices for Stockton Luxury homes are at an all time low and when combined
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Wednesday, August 04, 2010 4:47 AM

Stockton and Lodi Homeowners are Coming Back Into the Real Estate Market

Stockton and Lodi Homeowners have been patiently waiting for the real estate market to improve and we are seeing signs that these home owners are ready to sell. Will this pose a problem for a real estate market over burdened with short sales and foreclosure
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Tuesday, August 03, 2010 5:04 AM

Saving Money and Qualifying for a Mortgage

Even in this economy home ownership places high on the list of goals for most Americans. New rules in qualifying for a mortgage have become more complex. Home buyers in Stockton and Lodi capitalize on the market’s shortcomings by researching the
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments
Monday, August 02, 2010 3:14 PM

Home Buyers are Jumping into the Stockton Lodi Real Estate Market, Mortgage Applications on the Rise

Mortgage loan applications by home buyers to purchase homes increased by 3.4 percent during the last week of July 2010 week in comparison to the third week of July on a seasonally adjusted basis, as reported by Mortgage Bankers Association (MBA) in their
Posted by Hugh Lilly and Maria Estrada at PMZ Real Estate | 0 Comments