Should I Buy or Should I Rent?
The perfect storm has been created favoring buying: low Stockton real estate prices, low mortgage interest rates and the $8,000 1st time home buyers tax credit. The big question is how do you start the process? Buying a home is an emotional process taking the right steps and preparing can take a lot of the stress out of the process.
- The first step is find a real estate professional that is experienced and is someone you can connect with. The ideal real estate agent will communicate, provide timely and valuable information to guide you through the process
- The second step is to investigate a mortgage. Most sellers will not even look at an offer until you have been prequalified. Interest rates are important but service is the most important factor. Can you loan officer guide you through the loan process and make it possible for you to own? Experience counts, at The Hugh Lilly Real Estate Group at PMZ we can introduce you to several loan officers that are true professionals.
- Consider where you want to live, what you housing needs are and you monthly housing budget.
- Keep in mind that no house is going to be perfect, make a list of your top priorities. Location, schools and size are usually your most important considerations.
Navigating the real estate market in Stockton searching for that perfect home can be confusing and that’s where an experienced Realtor can help you achieve your goal of home ownership. There are literally 100’s of homes in Stockton for sale. I would be happy to set up a custom search for you that would focus on what you are looking for and meet your needs and update you daily as new homes come on the market.
Contact Hugh Lilly at 209-479-9222 or contact me at Hugh@hughlilly.com .